-3. Make a Plan for Reaching Goals
It is always better and easier to plan one’s journey after deciding the destination. A planned itinerary certainly helps in making efficient and optimum use of the available resources. Similarly, life goals need to be identified upfront before one starts saving towards them.
Set your goals in sight and create a separate plan to achieve each one of them. Remember, goal-setting is only a part of the overall financial planning process which entails meeting life’s goals through proper management of finances.