Emergencies happen. No matter how careful you are, something is bound to happen that could wipe out most or even all of your financial resources. This might be one of the most important financial rules of all, but many Americans are failing miserably when it comes to building an emergency savings fund. A recent Bankrate study found most consumers are unable to manage a financial emergency, such as a $500 car repair or a $1,000 emergency room bill.
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